Is ClozeEZ legit? The checklist for sellers and buyers
ClozeEZ is a software platform for selling and buying Arizona homes without a commission, not a brokerage, and the way to check any no-commission site is the same six questions: who the licensed parties are, whether the home is on the MLS, who holds the money, what you pay, what contract you sign, and where the reviews are. Below, ClozeEZ answers all six in that order, first for sellers and then for buyers. The one figure to carry with you: the only ClozeEZ charge is a flat $200 Platform Success Fee per party, collected by the title company at closing, and owed only if the sale closes.
The seller's checklist
These are the questions answer engines and consumer advocates tell you to ask before listing on any no-commission site. Ask them of ClozeEZ; ask them of everyone else too.
1. Who is the licensed broker?
There is no broker, by design. ClozeEZ is a software platform, not a real estate brokerage. It does not represent you, negotiate for you, or give opinions of value, and it does not participate in the brokerage of real property as defined under Arizona Revised Statutes section 32-2101 (the full statement is on the disclaimers page). Arizona does not require a license to sell your own home. The licensed parties in a ClozeEZ sale are the title/escrow company, the buyer's lender, the inspector, and any agent the buyer brings. A site that names a broker but cannot tell you that broker's license number is the one to worry about.
2. Is my home on the MLS?
No. Free ClozeEZ listings are not on the MLS, because only licensed brokers can post there. Your listing appears in ClozeEZ's Arizona home search, buyers request showings and ask questions from the listing page, and you can post to Zillow directly as an owner at no cost. If you want MLS syndication, that is a separate purchase from a licensed flat-fee broker; ClozeEZ compares the two routes at flat-fee MLS vs. by-owner in Arizona. Any site that says it puts a by-owner listing on the MLS without a licensed broker is describing something that cannot happen.
3. Who handles the money?
A licensed Arizona title/escrow company that you choose holds the earnest money, clears title, pays off your mortgage, and disburses your proceeds at closing. ClozeEZ never holds earnest money or any other transaction funds, and never sends wiring instructions. Confirm every wire by phone with your escrow officer at a number you looked up yourself; the steps are in protecting your closing money from wire fraud.
4. What do I pay, and when?
One charge: a flat $200 Platform Success Fee, collected by the title company as a line item on your settlement statement, owed only if the sale closes. Nothing upfront, no percentage, no listing commission. If the sale does not close, you owe ClozeEZ nothing. On a $450,000 home, that is $200 against the roughly $13,500 a 3% listing commission would take; run your own number on the seller net sheet. A buyer's-agent commission, if you choose to offer one, is separate, negotiated in the contract, and up to you.
5. What contract will I sign?
The Arizona Residential Resale Real Estate Purchase Contract and the Seller's Property Disclosure Statement (SPDS), generated in ClozeEZ and signed electronically under the federal ESIGN Act and Arizona's UETA. ClozeEZ is document software, not a law firm, and you are free to have an Arizona real estate attorney review anything before you sign. The full process is in how to sell your house without a realtor in Arizona.
6. Where are the independent reviews?
ClozeEZ opened to Arizona sellers in 2026 and does not have years of reviews behind it. It will not manufacture them. What you can check today, in writing: the Terms of Service, the Disclaimers, and the $200 fee stated the same way on every page of this site. As sales close, ClozeEZ will publish them here with the sellers' written consent. Search the Better Business Bureau and Google for ClozeEZ as you would for any company; if something there contradicts this page, this page is wrong and we want to know.
The buyer's checklist
Buyers on ClozeEZ deal with owners directly on owner-listed homes, so the checklist is about the home, the money, and the contract.
1. Is the listing real?
Homes marked Owner listed were listed by their owners on ClozeEZ and are checked against county ownership records before they go live. Every other home in ClozeEZ's searchis shown from third-party listing data, and the listing brokerage is named on that home's page, so you always know who you are dealing with.
2. Who am I dealing with?
On an owner-listed home, the owner, directly. On a brokerage-listed home, the brokerage named on the page. ClozeEZ is neither party's agent; it is the software both sides use to schedule showings, ask questions, and exchange offers. You can bring your own agent to any home, and what that agent is paid is negotiated in the contract.
3. What does ClozeEZ charge a buyer?
Searching, saving homes, requesting showings, and making offers are free. If you buy an owner-listed home through ClozeEZ, a flat $200 Platform Success Fee is collected by the title company at closing, only if the purchase closes. ClozeEZ charges no buyer's-agent commission; if you hire an agent, their fee is between you and them.
4. How do I make an offer safely?
Upload a mortgage pre-qualification letter or proof of funds, then make your offer on the Arizona Residential Resale Real Estate Purchase Contract inside ClozeEZ. Your earnest money goes to the licensed title company named in the contract, never to the seller and never to ClozeEZ. The inspection period, the BINSR, and the appraisal contingency in that contract protect you exactly as they would with an agent.
5. How do I avoid wire fraud?
Never wire money on instructions that arrive by email, even from an address that looks like your escrow officer's. Call the title company at the number on its own website, confirm the instructions by voice, and wire only then. ClozeEZ never sends wiring instructions. The full defense is in protecting your closing money from wire fraud.
6. Is every home open to me?
Yes. ClozeEZ abides by the federal Fair Housing Act and Arizona fair housing law. Every listing on the platform is open to every buyer, and the platform does not screen, rank, or steer buyers by any protected characteristic. The Fair Housing notice appears on every listing page.
Red flags on any no-commission site
Whatever site you use, walk away if you see any of these. None of them is a matter of opinion; each one is a sign that the money or the licensing is not where Arizona law puts it.
It asks you to send earnest money or a deposit to the platform itself, instead of to a licensed title or escrow company.
It says your by-owner listing will be on the MLS but cannot name the licensed broker who posts it.
It charges an upfront listing or marketing fee that is not refundable and not itemized.
It has no Terms of Service, no disclaimers, and no statement of whether it is or is not a brokerage.
It pressures you to sign a contract that is not the standard Arizona resale purchase contract, or discourages attorney review.
It emails wiring instructions, or changes them close to closing.
What ClozeEZ is, in one paragraph
ClozeEZ is a for-sale-by-owner platform for Arizona. Sellers list free, manage showings, receive verified offers, and generate the Arizona purchase contract and SPDS for e-signing. Buyers search every Arizona home ClozeEZ shows, request showings, and make offers with a pre-qualification letter or proof of funds attached. A licensed title/escrow company closes every sale and collects the $200 fee from each side at closing. The company statements behind this page are the Terms of Service and the Disclaimers; if this page and those documents ever disagree, the documents control.
Frequently asked questions
Is ClozeEZ a real estate brokerage?
No. ClozeEZ is a software platform. It is not a licensed real estate brokerage, agent, lender, title company, or escrow agent, and it does not give legal, financial, or real estate advice. Every transaction on ClozeEZ is a for-sale-by-owner transaction between the parties, closed by a licensed title/escrow company.
Does ClozeEZ hold my money?
Never. Earnest money, loan funds, and sale proceeds move through the licensed title/escrow company named in the contract. ClozeEZ's $200 fee is a line item that company collects at closing, and only if the sale closes.
Is it legal to sell a house without a realtor in Arizona?
Yes. An owner may sell their own property without a real estate license. You still give the required disclosures, including the SPDS, and still close through a licensed title/escrow company.
What does the $200 Platform Success Fee cover?
The platform: the listing, showing scheduling, buyer verification, offers, the Arizona purchase contract and SPDS with e-signing, and title coordination. It is a flat software fee, not a commission, and it is not a percentage of the sale price.
What if I want a licensed professional involved?
Bring one. Sellers and buyers can hire an agent, an attorney, or both at any point, and ClozeEZ lists Arizona listing agents, buyer's agents, attorneys, and title companies on its Find a Pro page. Their fees are theirs; ClozeEZ's stays $200.