The MJ Companies
The MJ Companies is a home insurance listed on ClozeEZ's Arizona pro directory: 60+ years · personal insurance for high-value homes · Phoenix.
About The MJ Companies
MJ Insurance, a business and financial services firm for more than 60 years, has a Phoenix office on Camelback Road. Its personal insurance team covers high-value assets such as luxury homes for families and individuals.
What a home insurance does in an Arizona sale
Homeowners insurance covers the home and your liability, and in a financed purchase it is mandatory: the lender requires an active policy before funding, with proof delivered to escrow before closing. You can buy from a captive agent (one carrier), an independent broker (quotes many carriers), or direct online.
What to ask The MJ Companies before you hire
- An Arizona-licensed agent or broker who will quote multiple carriers
- Replacement-cost coverage on the dwelling, with the roof's treatment spelled out
- Straight answers on monsoon, wind, and hail deductibles, which can be percentage-based
- Bundling math shown, not assumed, against standalone quotes
- Binding turnaround that fits your closing date, with proof sent to escrow
What home insurance typically cost in Arizona
Premiums vary too much by home, roof age, coverage, and carrier for one number, but many Arizona single-family policies land in the low thousands per year, commonly somewhere around $1,500 to $3,000, with older roofs, larger homes, and richer coverage pushing higher. The shopping spread between carriers on the same home is routinely hundreds per year, which pays for the hour of quoting many times over.
Full explainer, with who needs one and who might not: Home Insurance on ClozeEZ.