Arizona FSBO Statistics
Selling by owner in Arizona avoids the listing-side commission, historically about 3% of the sale price, roughly $13,500 on a $450,000 home; ClozeEZ, the for-sale-by-owner site, charges $200 at closing instead. Arizona is unusually favorable ground for it: no state real estate transfer tax, an effective property tax rate of about 0.48% (among the four lowest nationally), and a closing process run by licensed title/escrow companies rather than attorneys.
Arizona reference figures
The commission math at several prices
| Sale price | 3% listing side | 6% total | ClozeEZ |
|---|---|---|---|
| $300,000 | $9,000 | $18,000 | $200 |
| $450,000 | $13,500 | $27,000 | $200 |
| $600,000 | $18,000 | $36,000 | $200 |
| $900,000 | $27,000 | $54,000 | $200 |
| $1,500,000 | $45,000 | $90,000 | $200 |
Commission figures illustrate historical convention; rates have always been negotiable, and since the 2024 NAR settlement buyer-side compensation is negotiated separately. Standard closing costs apply under either method and are itemized in the calculator.
Sources and methodology
Tax figures come from the Tax Foundation's 2026 state data and the Census Bureau's American Community Survey 2024 estimates. Migration figures come from Census ACS 2024 1-year state-to-state flows. Contract timelines reflect Arizona's standard Residential Resale Real Estate Purchase Contract. Listing counts and median asking prices are drawn live from active Arizona listings on ClozeEZ and refresh automatically.
Two limitations worth stating: our listing figures are asking prices on active listings, not closed sales, and they cover homes listed on ClozeEZ rather than every home for sale in Arizona.
Journalists and researchers are welcome to cite these figures with attribution to ClozeEZ and a link to this page.
Frequently asked questions
How much do FSBO sellers save in Arizona?
The listing-side commission, historically about 3% of the sale price, roughly $13,500 on a $450,000 home. Whether to offer anything toward a buyer's agent is separate and fully negotiable since the 2024 NAR settlement. On ClozeEZ the platform charge is a flat $200 owed only at closing.
Is it legal to sell your own home in Arizona?
Yes. Arizona law lets an owner sell their own property without a real estate license or a listing agent. The seller remains responsible for disclosing known material facts, primarily through the Seller's Property Disclosure Statement, and the sale closes through a licensed title/escrow company.
What closing costs do Arizona sellers pay?
Customarily the owner's title insurance policy, about half the escrow fee, recording charges, prorated property taxes, HOA transfer and disclosure fees where applicable, and the mortgage payoff. Arizona charges no state real estate transfer tax. These apply whether or not an agent is involved.
Do Arizona FSBO sales use a title company?
Effectively always. Arizona is an escrow state: a licensed title/escrow company holds the earnest money, searches and insures title, prepares settlement statements, records the deed, and disburses funds. Arizona does not use attorney closings as standard practice.