What Does It Cost to Sell a House Without a Realtor in Arizona?
Selling a house without a realtor in Arizona typically costs 1%–3% of the sale price in closing costs — mainly title/escrow fees, owner's title insurance, prorated property taxes, and any agreed repairs — versus the 5%–6% in agent commissions on a traditional sale. On a $450,000 home, a for-sale-by-owner seller commonly keeps an extra ~$13,500 by skipping the listing-agent commission.
What you still pay when selling FSBO
Even without an agent, some standard Arizona closing costs remain: title and escrow fees (often split by custom), an owner's title insurance policy for the buyer, recording fees, prorated property taxes and HOA dues, and a home-warranty or repair credit if you negotiate one. Expect roughly 1%–3% of the sale price total, depending on your county and the deal.
What you save
The big line item you avoid is the listing-agent commission — typically about 3% of the sale price. The buyer's-agent commission (another ~2%–3%) is optional and negotiable when you sell by owner. Combined, a traditional sale's 5%–6% in commissions is where FSBO sellers keep the most money.
How ClozeEZ's cost compares
ClozeEZ charges a single flat $200 Platform Success Fee per party, and only if the sale actually closes. There's no listing fee, no monthly cost, and no percentage. If your home doesn't sell, you pay ClozeEZ nothing.
That means on a $450,000 sale, the platform cost is $200 instead of a ~$13,500 listing commission — the savings stay in your pocket at closing.
Frequently asked questions
How much are closing costs for a seller in Arizona?
Seller closing costs in Arizona typically run about 1%–3% of the sale price, covering title/escrow fees, owner's title insurance, recording fees, and prorated taxes/HOA — separate from any agent commissions.
Is FSBO really cheaper than using an agent in Arizona?
Usually yes. FSBO avoids the ~3% listing commission and makes the buyer's-agent commission optional, versus 5%–6% total on a traditional sale. The trade-off is that you do the pricing, marketing, and coordination yourself.
Does ClozeEZ charge a percentage of my sale?
No. ClozeEZ charges a flat $200 Platform Success Fee per party, owed only when the sale closes. There is no percentage and no upfront or monthly cost.
Who pays for title insurance in Arizona?
By Arizona custom the seller commonly pays for the owner's title insurance policy protecting the buyer, though this is negotiable in the purchase contract. Your title/escrow company will itemize it on the settlement statement.